The
Best Database of Commercial, Private, and Hard Money Sources Available
ARE
YOU AT THE END OF YOUR ROLODEX?
TIRED
OF INTERNET SEARCHES THAT PRODUCE NOTHING?
NEED
TO GET YOUR PROJECT FUNDED?
NEED
TO JUMPSTART YOUR BROKERING BUSINESS?
NEW LENDERS JUST ADDED - SEE
BELOW
Just the
facts on over 335+ lenders based on our 9+ years of commercial loan
consulting and research.
If you are trying to
use free directories, websites, loan posts, forums, or web based products - then
you are using a paid-for, advertising based product. Those lists are garbage as
they are there to help the ADVERTISERS not the brokers! Also, they DEPEND on
the lender (or AE) participating on the other end - that model does NOT work to
produce results - only useless dialogue.
Our database gives
you the chance to go directly to the money sources, and not depend on them
to come to you (as is the case on message boards, or a web based interface).
This is NOT a search
portal that attempts to match scenarios with lenders or a useless "loan post"
board. This is NOT an advertising supported platform that re-directs you to
other websites.
This is an actual
physical database and directory that you take possession of. It is yours to
keep, modify, change, sort, add or delete information. This database is updated
on a monthly basis, so it is current.
If
you are a mortgage broker (or lender) this database is a MUST-HAVE!
CommLenderQuest does
NOT place lenders in this directory based on advertisements - NO MONEY is
received by CommLenderQuest for inclusion in this directory.
Our 335+ direct
lenders each have their own niches including hard money, private lenders,
church loans, blanket loans, multifamily, office, retail, construction, A&D,
land loans, bridge loans, rehab lenders, and more...
GROW
(or start) your business as a commercial or private money loan broker!
Please continue to read
below for more information. Here is a small sample of some of the niche type
lenders that were recently added to our database in the past few months.
CHECK
OUT SOME OF THE RECENT LENDER PROFILES RECENTLY ADDED
FOUR JUST ADDED on
MAY 1
**** UPDATE May 1 - New Lender Summaries and Notes Added for Current Edition
Private financing for land only through a variety of
loan types. Up to 70% of the current market value of the collateral as
determined. Non-recourse (except for standard carve-outs) - Acquisition,
refinance, and development of land, as well as note purchases. Our
entrepreneurial approach to lending allows us to creatively structure
financing packages to meet each client's needs. Our loans are
non-recourse, we make financing decisions based on our own valuation of
the underlying asset. This internal underwriting allows us to close
quickly and requires limited financial information from our borrowers.
Fixed interest rate; will vary based on risk and term length. Interest
paid quarterly.
_________________________________________________
A direct provider of debt and equity, that provides
customized debt & equity financing solutions for real estate
professionals. We deal with a range of real estate asset classes and
specialize in $1,000,000 to $10,000,000. New 'fix and flip' line of
credit for up to 80% of the purchase price of residential fix and flip
deals. Western US properties. Buy and hold foreclosure pools, distressed
note acquisition, mini-perm for income producing properties, stalled
construction.
___________________________________________
Nationwide direct lender and real estate investment firm
specializing in debt and value oriented acquisitions. Prefer $500K -
$10M - asset backed loans. No prepayment penalty - usual 3 year term.
Also interested in acquisition, note payoffs, joint veture, and
recapitalization opportunities.
____________________________________________
Small
business, SBA and USDA specialist lender. Offers loans from $350,000 to
$10,000,000 with down payments as low as 10% of your project and long
term amortizations of up to 25 years. Provides loans for a wide variety
of customized borrowing purposes including (but not limited to):
renovate, construct, expand, refinance, or acquire owner-occupied
commercial real estate; acquisition of businesses; franchises and
professional practices; purchase or refinance of machinery and
equipment; as well as start-up of franchised businesses (such as
restaurants and hotel/motels).
FOUR
MORE ADDED ON
January
24
**** UPDATE Jan 24 - New Lender Summaries and Notes Added for Current Edition
Direct lender providing hard money
lending services in the form of short-term real estate secured loans to
investors for purchase and rehabilitation. We currently loan in Alabama,
Georgia, Florida, Minnesota, South Carolina, Tennessee and Wisconsin.
Loans for other states will be considered only for clients with "A"
credit and on a case by case basis. Current program allows up to 100% of
your purchase and renovation needs as long as they don’t exceed 70% to
75% of the property's ARV. Primarily Residential Rehab but Commercial
and Apartment loans are available.
_________________________________________________
A newly created, full-service lending
and advisory platform servicing qualified franchisees of major hotel
brands throughout the United States. Specialty mortgage and CapEx
financing for:
Serving the financing needs of medical professionals
since 1986. We offer Working Capital Loans, Dental Refinancing, and
Commercial Equipment Leases to new and established medical professionals
that want to take control of their cash flow and enhance the value of
their practice. Partner buy-outs, emergency cash-flow, software
upgrades, expansions, etc... Loans start as low as $25k. Not available
in AK or HI.
____________________________________________
Opportunistic Capital Fund that is designed for
transactions that require higher LTVs, custom structuring, and certainty
of execution in a short timeframe. This program specializes in deep
value added, distressed and opportunistic transactions from $2M-$10M -
note payoffs, recapitalization and restructuring, note purchases etc.
Also have a Classic Bridge Fund providing financing for classic bridge
loan scenarios that focus on stabilized, near stabilized, and "value
added lite" transactions. This program seeks transactions with lower
risk profiles and clearly defined exit strategies, in exchange for lower
pricing. $3M- $25M for up to 75% LTV
FOUR
MORE ADDED IN AUGUST (below)
**** UPDATE Aug 2 - New Lender Summaries and Notes Added for Current Edition
Chicago based private lender
specializing in Illinois properties. 60% LTV or less - (multifamily,
retail, office, and industrial). We do not lend on owner-occupied
residential properties or new construction. Cross-collateralization can
be considered. We require a viable exit strategy to include a property
in our portfolio and must feel comfortable owning every property in the
portfolio at the levels it lends. We will also assist the borrower on
obtaining take-out financing.
_________________________________________________
Small bridge loans in New England (CT,
ME, VT, NH, MA, RI) starting as low as 10K - 350K. Each loan is unique.
Our rates depend on the scope, cost and term of the project. In
addition, the strength of commitment & financial background of the
individual borrower is important. Over 30 years experience helping
property owners that cannot secure bank financing.
___________________________________________
Direct Hard Money Lender - Income-producing Real Estate
(Apartments, Self-Storage Facilities, Retail, Offices) - up to 70% LTV -
$100K - $10M - Renovation and or Construction funds held in escrow.
Cash-out OK. ARV can be used for renovation projects. Residential
Renovation considered - Texas only.
____________________________________________
Direct Lenders - Fast funding on Commercial and
Residential Properties. Rates start at 8.5% Condotels, Construction, REO
Pools and Land OK - California only. We have the flexibility to consider
unusual lending opportunities that other non-conventional lenders may
not entertain, including property currently in default or even
bankruptcy.
FOUR
MORE ADDED IN MAY (below)
**** UPDATE May 9
- New Lender Summaries and Notes Added for Current Edition
Green Lenders! - A private investment
fund extending loans to clean energy developers who pledge collateral in
the form of equipment, local incentive cash payments, ITC grant cash
payments, or energy purchase / lease agreements in the Western US. We
extend credit in the range of $500,000 to $5 million to the green energy
developers, owners, power producers, and support industries. We fund
installation of proven, field-tested systems, including solar, small
wind, waste stream recovery and more. Borrowers may include a wide range
of organizations, from general commercial enterprises to agricultural,
retail, sports facilities, hotels, industrial plants, education, bundled
residential, and transportation providers.
_________________________________________________
An independent, privately held
commercial mortgage banking firm and licensed commercial lender
originating commercial real estate loans and apartment loans for its own
portfolio, Fannie Mae, Freddie Mac, REITs, select banks, and
institutional investors. Through a standardized, product driven
commercial lending platform, we originate more than $50 million in new
commercial mortgage loan requests monthly. We provide the most
comprehensive commercial financing and apartment financing solutions for
apartment loans, conduit loans, and commercial loans from $100,000 to
$10 million.
We have closed over 4,000 fix-and-flip loans to investors since 1997. We
provide quick closings, the ability to work with a variety of property
conditions, “makes sense” underwriting, the ability to have properties
titled in entities such as limited liability companies and corporations.
Colorado and Arizona based. Cross-collateral available on a case by case
basis.
___________________________________________
National SBA specialist - over $1 billion is SBA
504, 7A, and UDSA loans funded. No loan fees - 1% referral fees allowed.
____________________________________________
A leading Private Money Lender in the Bay Area of
California. We have a single focus: funding loans that banks and matrix
lenders view as out of the ordinary.
*Portfolio Lenders
*Loan Amounts: Up to $3,000,000+
*Loan to Value: up to 65% is typical
*Debt Service Coverage Ratio: Less than 1.0 allowed
*Interest Rates: start at 7.99%
*No Prepayment Penalty options available
*Loan Terms: Up to 10 years
* Borrow against properties listed for sale
* No limit on Cash Out
* Perfect for transitional "Bridge" financing
* Immediate acquisition of discounted properties
* Restructure debt, settlements, divorce or buy out partners
THREE
MORE ADDED IN MARCH (below)
**** UPDATE March
- New Lender Summaries and Notes Added for Current Edition
A real estate finance company whose
specialty is making fix-and-flip loans to real estate investors. We also
offer a 3 or 5 year "mini-permanent" loan on non-owner occupied
residential (1 to 4 unit) investment properties that have already been
rehabilitated and rented. We have also originated ground-up construction
loans, loans to scrape and rebuild residential properties, small
commercial real estate loans, and short-term loans on multi-family
residential (over 5 unit) buildings. These types of projects are
currently considered on a case-by-case basis.
We have closed over 4,000 fix-and-flip loans to investors since 1997. We
provide quick closings, the ability to work with a variety of property
conditions, “makes sense” underwriting, the ability to have properties
titled in entities such as limited liability companies and corporations.
Colorado and Arizona based. Cross-collateral available on a case by case
basis.
___________________________________________
A private commercial real estate lender whose primary
objective is to meet our borrower's need for short-term bridge financing
with efficiency, flexibility and professionalism. We focus on providing
timely, reliable, and customized solutions that are not accessible
through traditional lenders. We are now funding Debtor in Possession
financing (DIP financing). This is a special form of financing granted
to companies in financial trouble. Usually these companies are in a
Chapter 11 bankruptcy. The unique feature of a DIP loan is that the
bankruptcy court usually grants a super-priority status to the new loan.
Multi-family Apartments
Grocery Anchored Retail Shopping Centers
Mixed Use
CBD Office
Suburban Office
Medical Office
Student Housing
Warehouses / Distribution / Flex
Flagged Hotels
Parking Garage
Self Storage
Condo Unit Inventory Loans
We purchase cash-flowing commercial real estate directly, distressed
debt, and finance 3rd party distressed debt purchases.
____________________________________________
A private money lender since 1975. $50K - $1M (may
consider higher). Mostly 65% LTV - 5 year terms - no prepayment penalty.
* Bridge/ Interim Financing- interim financing for closing a property
purchase before they can obtain conventional financing or other funds.
* Weak Income Documentation- The borrower is either self employed or has
an inconsistent work history.
* Poor Credit- The Borrower has poor credit, a foreclosure, or
bankruptcy.
* Distressed Property- The property is distressed, violates compliance
codes, or is in ruin.
* Unusual Borrower- The Borrower is a trust, intra-family transfer, or
non-profit
* Unusual Property- not a typical residential or commercial property
such as: Churches, Gas Stations, Hotels, Nursing Homes, etc.
* Cash Only Purchase- borrowers need to offer all cash for many
properties including REO purchases.
* Quick Closing - Often, due to bank fallout, borrowers can’t obtain
necessary financing by the date of closing.
CA Trust Deeds available for investment.
FIVE
MORE ADDED IN JANUARY (below)
**** UPDATE January
- New Lender Summaries and Notes Added for Current Edition
Established to provide commercial
bridge loans to professional real estate investors. We use our private
equity to fund loans on non-owner occupied residential and commercial
real estate becoming a reliable source of funding for successful
developer/borrowers with viable projects and properties. We are an end
to end specialty finance company that processes, underwrites, funds,
services, and manages the loans it originates. Privately owned and
funded where a pre-approval letter communicates our full intention to
fund a loan. We provide a new alternative in relationship banking for
real estate investors. Lending to individuals, partnerships, LLC's on
* Non-owner occupied, SFR 1-4 units
* Properties that are cross collateralized
* Small balance condo projects
* Multi-family homes
* Mixed use projects
* Residential developments
* Purchases
* Cash out refinances
* Rehab projects
___________________________________________
WE ARE THE LENDER - WE DO NOT BROKER YOUR LOANS
Since 1999 we have been closing the loans that others can't. Because all
portfolio loans are underwritten and funded at our office by our staff
your deal will be quickly approved and funded. We promise our partner
brokers and mortgage professionals quick, clear communication and
lending decisions. Commercial and Residential available -
# All Credit Qualities Considered
# Bankruptcy Buyouts
# Debt Consolidation
# Below 500 Scores
# Other Bank Turndowns
# Investment Properties
# No Seasoning Required
____________________________________________
As a non-profit entity, we are in a unique position to
offer competitive rates, terms and exceptional services to churches
nationwide. Since 1905, we provide loans to churches to support growing
ministries and facilities. We can help with both your construction and
permanent financing needs. We offer creative and flexible funding for:
* Refinancing existing mortgage loans.
* Construction of new buildings.
* Complete renovations.
* Improving accessibility.
* Purchasing an organ.
* Buying property for expansion.
* Paving parking lots.
* Repairing or replacing roofs.
* Replacing heating and air conditioning systems.
* Other capital improvements.
_____________________________________________________
The largest dedicated multifamily lender in the nation,
is a full service lender with capabilities to approve, commit, close,
fund and service its loans. Our multifamily loan products include
market-rate apartments, manufactured housing developments, seniors
housing and student housing.
Loan amounts 1M and up. Terms and LTV's vary - currently offering 80%
LTV, and 5,7,10,15,20,25 and 30 loan terms. Interest only available.
Recent closings also include hotel, mobile parks, and retail
construction.
A Commercial Real Estate investor that puts credit
discipline at the center of its strategy. Whether investing for its own
balance sheet, or through its managed funds, we provide a range of
structured debt strategies to real estate owner operators across the US.
We have made over $5.4 billion of loans and investments since 1997, and
currently manage $2 billion in assets. Our senior debt structured
finance program provides creatively structured financing for commercial
real estate projects nationwide including
* Acquisitions of income producing property
* Financing for discounted purchases of performing or non-performing
mortgages
* Recapitalizations
Our Mezzanine/Equity program can facilitate the acquisition,
repositioning or development of real estate projects in major
metropolitan markets throughout the U.S. including
* Acquisitions for Core, Core-Plus, Value-Added Opportunities, Credit
Tenant Build-to-Suit and Development
* First Mortgage Refinancing Shortfalls (fill or help fill deleveraging
gaps)
* Debt Paydowns to Existing Lenders to Encourage Extensions
* Discounted Debt note acquisitions
* Owner Recapitalizations and Partner Buyouts
FIVE
MORE added in December (below)
**** UPDATE December
- New Lender Summaries and Notes Added for Current Edition
A direct, equity based lender offering
fast, flexible lending solutions for commercial and investment
residential real estate throughout the state of Texas - Cross
collateralization/blanket loans can be considered - land
(non-rural) is OK. 1st liens only - Refinance (no cash out) -
Refinance (cash out) - Purchase / Acquisition - Rehab / Renovation -
Repositioning - Development
Loan Limits: $100,000 – $5,000,000
Maximum LTVs: Commercial: Up to 65% LTV (Retail, Office,
Industrial/Flex, Mixed use, Apartment)
Residential: Up to 70% LTV (1-4 unit investment property)
Land Development: Up to 55% LTV
Land: Up to 50% LTV
Loan Term: 6 – 18 mo (extensions available)
Equity position, Exit Strategy are primary considerations
___________________________________________
Provides hard money loans to purchase single-family,
multi family and commercial properties in the St Louis, Missouri area.
Our loan programs are determined on a case-by-case basis and approval is
based on the property, exit strategy and ability to make the interest
payments. We can fund up to 100% of the purchase price (excluding
closing costs) so long as the total LTV (including acquisition) does not
exceed 70% of the ARV (After Repair Value). Typically, our maximum loan
will not exceed $250,000 dollars. We do not have a minimum loan amount.
____________________________________________
We are a direct lender with over $85 Million in private
funds specializing in rehab loans, construction loans and creative
lending solutions. If you are a rehabber — buying, refurbishing, and
then selling fixer or bank owned properties, or are simply looking to
pull cash out of any type of property (residential or commercial) — we
have programs specifically for you.
* Rehab Properties
* New Construction
* Hard Money Loans / Cash Out
We may lend up to 100% of the Purchase Price plus 100% of the Cost of
Repairs (subject to appraisal/ARV) on ANY TYPE OF RESIDENTIAL OR
COMMERCIAL PROPERTY! California properties only - in business since
1987.
_____________________________________________________
One of the preeminent financial services firms dedicated
to financing Multi Family, Commercial, and SBA loans one loan at a time,
one client at a time. Offers clients flexible and reliable multifamily,
commercial and SBA financing solutions covering a broad spectrum of
financing options, starting at $250,000 for multi-family, retail,
industrial, office and an array of other commercial properties.
* Nationwide lending
* 30-year fixed rates
* FNMA option
* 10-year interest-only options
* Light Doc and No ratio
* 90% CLTV available on SBA
* 12-MAT, COFI, LIBOR available
* Letters of interest generally delivered in 24-48 hours
Very Broker Friendly - over $10M paid in referral fees
A financier for Commercial Real Estate based assets
across the United States with headquarters in the Northern Virginia and
the Washington D.C Metropolitan area. Bankable loans only - "A-Paper"
type deals - unique model that uses small local banks (which ordinarily
might not work with brokers) to fund deals while charging no-upfront
fees.
OVER 300+ More Lender
Profiles Like the Examples Above
We have solved half the equation to being a
successful commercial and hard money mortgage broker.
We’ve got the direct money
sources, in an easy to use database with all of the essential information
that you will need.
This database will allow you to become a go-to source who
knows how to get deals done. Easily add to your income by having other brokers
call YOU to get their commercial, private money, of hard money loans placed.
Do have a commercial loan that you are tired of
shopping around and searching on the internet looking for a direct lender
THAT SPECIALIZES in that property type or scenario?
Are you new to this business? This resource will put
you way ahead of your competitors - even those who have been in business for
years. It's an easy transition from residential (dead) to hard money and
commercial.
Are you tired of looking through 'free' directories
that are nothing more than sponsor driven re-directs - or simply phonebook
listings.
When you search for "hard money lenders, or commercial
lenders in Texas" -- what do you get? Actual lenders? NO, you get
advertising websites or search portals that REDIRECT you to the same
websites.
We have done all the work – our combined 25 years of
commercial real estate experience has allowed us to have a
comprehensive database of over 325+ commercial, hard
money, and private lenders. THIS IS NOT A SPONSOR OR ADVERTISING
DRIVEN DATABASE. Those lists are garbage because they highlight and
glorify the advertisers and do not help you close loans! Most of the time it's
an AE that is paying for the advertising, not even the parent company!
HERE ARE
EVEN MORE EXAMPLES BELOW!
SIX MORE
in September (below)
**** UPDATE September
16 - New Lender Summaries and Notes Added for Current Edition
HOTELS ONLY - All that we do is hotel
financing, and all that we want are hotel loans - Indianapolis based
private specialty finance group solely focused on connecting the capital
markets of the Hospitality Industry to our client's needs for
acquisition, development, improvement or refinancing their Hotel Real
Estate. We are currently funding from our new $100M limited service
hotel and private equity debt capital fund.
____________________________________________
Management group focused on growth and equity
appreciation of underperforming real estate based funds as well as the
purchase and sale of Commercial Real Estate Loans. Fund currently has
over $400,000,000 in assets under management and provides a full range
of services including loan funding, REO sales and portfolio disposition.
Current loan parameters - $250K - $5M - 65% LTV - United States Only.
All Commercial properties including land.
No Prepay Penalty.
____________________________________________
CHURCHES - Provides real estate secured financing for
church purchases, refinancing, new construction, remodeling, additions,
property improvements, sanctuary, and new school furnishings. Church
buildings may be traditional with "steeples" , or non-traditional office
buildings, store fronts, or strip-mall. Combination church/day-care or
after school also welcome. The lesser of 75% LTV or 3.5 times plate
income - fully functional school/day care income can be added.
Nationwide - fixed rate 20 year terms.
_____________________________________________________
One of the top small business lenders in the Northeast.
Brokers and Referral Providers enjoy big income opportunities with our
SBA Loans and Commercial Real Estate Loans.
• We pay top cash commissions
• Fast broker payments
• Fast approvals-usually within 48 hours
• Fast closings- 7 day real estate closings
• No deal is too difficult
• 100% Financing available
• 25-year terms- Commercial Real Estate purchases, refinances or
renovations
• Specialized industries-specialized properties are no problem
• We protect our brokers
Chicago area direct portfolio lender - recently expanded
its wholesale commercial and multi-family programs outside of its metro
area. New metro areas include Austin, San Antonio, Dallas/Ft. Worth ,
Denver ,Salt Lake City, Baltimore, Philadelphia, Kansas City, St. Louis,
Raleigh/Durham, Columbus, Louisville, Minneapolis/St. Paul, and Oklahoma
City/Tulsa.
Specializing in commercial asset financing has its
corporate offices located in New York. Types of financing include
leasing and financing of equipment, working capital, debt restructure,
and leveraged acquisitions. These funds are primarily secured by
machinery and equipment, accounts receivable, and inventory. Will
consider requests up to $35M but most transactions range from $300K -
$8M. Will also consider term loans and traditional hard money commercial
real estate and bridge loans upon request.
FIVE
MORE in JULY (below)
**** UPDATE July 23 -
New Lender Summaries and Notes Added for Current Edition
Private money mortgage lender,
specializing in financing residential real estate investors who purchase
and repair foreclosure, bank-owned and distressed houses in Michigan and
around the Detroit area.
· Maximum 50% LTV based on after-repair-value
· Interest only with no prepayment penalty
· We only lend on investment properties in neighborhoods with pride of
ownership. The property can be distressed but not the neighborhood
· Funds can cover purchase price, rehab costs and up to 50% of closing
costs. Borrower must have at least 10% of their own funds into the
project
· Borrower must be able to meet conventional guidelines to refinance
prior to balloon payment
____________________________________________
New commercial bank located in downtown
Los Angeles. We recently opened our doors for business lending with $75M
in capital. Pays up to 2% rebate to brokers and offers YSP on some
programs. Commercial, warehouse, multifamily, business lines of credit,
construction loans, SBA all available nationwide. $250K minimum.
________________________________________________
Healthcare and commercial real estate
mortgage financing since 1976. We also specialize in hard money loans,
mezzanine & equity loans, bridge loans, loan discounts & extensions, as
well as investment banking real estate loan programs. Nationwide loan
amounts start at $1M including
Assisted living facilities
CCRC’s
Independent care facilities
Skilled nursing facilities
Medical office buildings
Surgery centers
Not-for-profit hospitals
Proprietary hospitals
We look for mezzanine opportunities in all 50 states, and prefer
transactions beginning at $5 million (lower amounts on a case-by-case
basis only)
_____________________________________________________
Provides lending and investment
solutions throughout CA
Numerous Loan Programs Including I.O. Programs
We Loan On Land!
No prepayment penalties
Minimal borrower documentation
Loan amounts from $30,000 to $400,000;
Single family, condominiums, apartments, retail, office, industrial, and
raw land
Bankruptcy or Foreclosure O.K.
Up To 80% LTV (50% LTV for land)
Interest Rates: From 10.95%
Sub 550 FICO up to 60% LTV
We provide lucrative investment opportunities in notes secured by 1st
and 2nd deeds of trust secured by California real estate. We sell whole
loans, provide servicing, and allow investment participation in the
Company for as little as $50,000.
Wholesale correspondent commercial real
estate lender for Stated Income & Full Documentation loans. Also
provides Bridge Loan and Hard Money financing for nonconforming
traditional loans. We lend in 42 states (no AK, AL, HI, OH, MI, NV, VT,
WV). Max LTV is 65%. Credit must be 600+. Loan amounts from $75,000 to
$500,000.
Purchase or Refinance. Cash out is Ok. Closing as fast as 14 - 21 days
with complete file.
Loans are fully amortized for 15, 20 or 25 years.
No Gas Stations & No Raw Land
Tax liens and judgments OK - settle at table.
FIVE
MORE in June (below)
**** UPDATE June 15 -
New Lender Summaries and Notes Added for Current Edition
Ohio, Florida and the Bahamas. A
leading funding source for regional non-conforming lenders, willing to
partner, participate, or sell hard money loans in our portfolio.
Residential (non-owner occupied), Commercial, Industrial, Land
Loan Size: $75,000 Minimum-No Lending Limit/Cap
Loan Term: "12 to 24 months" (Extensions available)
Interest Rate: Interest Only-Varying depending upon LTV, Credit, Term,
Etc.
Loan to Value: Up to 70%
Pre-Payment Penalties: Never
Lien Position: First Lien Only
Credit Rating: 625 minimum (Lower scores will require additional review
and or fees)
______________________________________________
Direct Bridge Loan Lender --- seller
2nds allowed up to 100% CLTV
From $100,000 to $1,500,000
All credit considered
Loan to Value: Maximum loan amount is 65% LTV and 100% CLTV based on
purchase price or appraised value to be determined by underwriting
Loan purposes: Purchase, refinance, cash-out, bridge loan, foreclosure
prevention, matured note, operating capital, or financing for vacant
building
Property Types: Multi-Family 5+ units, Warehouse, Light Industrial, Gas
Stations, C-Store, Mixed-Use, Office Building, Office Condo, Medical
Condo, Stand Alone Building, Triple Net Lease, and other types of
commercial buildings may be considered.
Term: 18 - 24 month interest only with no pre-pay penalty, 12 month
extension is available
Subordination: Seller Seconds' are acceptable with combined loan to
value as high as 100% of value
Income Verification: May be waived at our discretion (approvals not
based on Debt to Income ratio)
Prepayment Penalty: None
________________________________________________
Commercial and Residential 1st and 2nds
up to 60%LTV. Loans from 100K to 10M funded in-house. 2nds available
only in CA and Las Vegas areas. Will also consider loans against Luxury
items ($1M+), buys/sells notes, and offers loan servicing.
_____________________________________________________
A direct, private hard money lender.
We lend to investors and business owners throughout St Louis MO. We will
lend on residential and small commercial properties in the St Louis
metro area. We specialize in providing funding for short term needs that
are fully secured by 1st deeds of trust on residential and small
commercial properties in St Louis. We provide quick approvals and
funding based on the strength of the collateral and the borrowers
ability to refinance or sell the property at a profit.
Multifamily properties of 5 or more
units, and mobile home communities of 50 or more units
Competitive Fixed Rate financing
Fixed rate terms from 5 to 15 years
Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah,
Texas, and Washington. Smaller markets may be accepted on a case-by-case
PAR pricing available
Loans available from $750,000 to $5,000,000 (Multifamily)
NEW program offerings ($5,000,000 and up)
Multifamily (Stabilized, construction and rehabilitation)
Student housing
Senior housing
Independent living
Assisted Living
Skilled nursing facilities
FIVE
MORE ADDED in May (below)
**** UPDATE May 12 -
New Lender Summaries and Notes Added for Current Edition
ONE INVESTOR ONE DECISION…..We are not
a broker we are the lender. We currently have about 10 Million available
for the following….
Non owner SFR
Non owner rehab
Apartment Buildings
Commercial
Rates ranging from 8 to 11.99 depending upon condition, credit, income
Ltvs no more than 60 percent
Stated income fine
Credit not an issue
California Properties
______________________________________________
An independent, privately owned finance
company specializing in financing commercial real estate. Our
underwriting criteria are focused mainly upon the value of the real
estate pledged, rather than income statements, credit reports or tax
returns.
As such, we lend to many borrowers that are in cash businesses such as
restaurants, deli's and ice cream stores.
Our typical loans are under $500,000 and include a first lien on
commercial real estate located in the Philadelphia Metropolitan Region
(including NJ). We will lend a maximum of 65% of the value of the
pledged property. Our loans typically are for a term of three years.
________________________________________________
A global holding company of private
equity foreign and domestic funds in the business of deploying capital.
Our track record of completed transactions speaks volume in our ability
to execute and deliver competitive and innovative debt, mezzanine and
equity capital. We invest in people. Our typical borrower is a builder,
investor or developer with an established track record, excellent
reputation and substantial net worth. We offers A & D, bridge and
Construction loans with 3 to 18 month maturities. Our typical loan size
is between $500k - $70 million. Our family of funds also provides
financing for distressed debt and the disposition of bank/fund owned
assets.
_____________________________________________________
* Residential Investor deals throughout
DC/MD/VA **New Program**
* Commercial deals throughout the Mid-Atlantic
· Up to 65% LTV of the ARV (including acquisition and rehab costs)
· Terms from 6 months to 3 years
· Quick Closings in as little as 4 days
· No Pre-Payment Penalty
· 12- 24 hour turn times for LOI's
Also provides investment opportunities for accredited investors.
Direct California residential
lender/banker that provides commercial solutions via private investors
and capital sources. Has a program for American citizens buying property
in Mexico from 150K - $2M.
AND MORE
AND MORE AND MORE...
**** UPDATE Feb 15 -
New Lender Summaries and Notes Added for Current Edition
Specialize in loans from $20,000 to
$3,000,000 (and up, if needed). Still doing land for single family,
commercial, developer lots, raw land, unimproved & improved property of
all types and land purchases up to 40% LTV. Commercial properties,
apartments, strip centers, industrial properties, casinos, amusement
parks, hotels, unusual properties and more up to 60% LTV. Funding time
averages two weeks. Private money, equity based lender in CA, HI and NV.
Also buys/sells existing notes and offers trust deed investments, in
business 25+ years.
______________________________________________
A direct, full service, privately
funded hard equity lender for residential and commercial real estate
financing, specializing in unique and creative hard money loans. As a
direct lender our hands are not tied by traditional requirements, such
as ratios and other institutional criteria. $25,000 to $5,000,000 - Up
to 65% on improved real estate based on current appraised value for
purchase, refinance, cash-out, matured note, operating capital, or
financing for vacant building. Florida based lender
________________________________________________
Provides private equity and mezzanine
capital to lower middle-market companies. We provide junior capital for
growth financings, management buyouts, control/leveraged buyouts,
acquisitions and recapitalizations. The fund seeks to invest between $5M
and $25M in companies that possess strong competitive advantages and
have proven, successful management teams. We do not invest in start-ups,
high-risk situations, turnarounds or businesses located outside the
United States.
_____________________________________________________
Specializes in purchase money first
trust deeds to investors who purchase homes at a substantial discount
with the intent to repair and resell the property. Will do hard money
loans on units (1-4), we do not do owner-occupied or commercial loans at
this time. Construction loans will be considered based on the individual
deal, investor experience, and existing market conditions. California
only - offers direct trust deed investments to clients. .
**** UPDATE November 30
- New Lender Summaries and Notes Added for Current Edition
Texas based private commercial real
estate lending company dedicated to financing short-term asset based
loans. Land and all Commercial properties in Texas and Oklahoma
considered. Max 65% LTV - Interest Only Payments - 100K - 2.5M is the
desired loan range. Also buying existing distressed or non-performing
notes.
______________________________________________
A full service private equity lender
providing outstanding high yield investment opportunities for investors
that want diversity and the safety of real estate backed investments.
Platform provides servicing in house of all loans and common sense
approach to all loan scenarios. Our commercial division can fund raw
land (metro areas), apartment buildings, mixed use and 5 plus
residential. We can also offer cross collateralizing for difficult loan
scenarios. California, Florida, Oregon Washington and Arizona.
________________________________________________
Specialize in lending short term money
to real estate investors who buy, fix up and sell residential properties
in the Houston TX and surrounding areas. Asset based lenders who will
loan up to 70% of a properties ARV (after repaired value) and can
normally close within 72 hours of receiving title commitment and
appraisal. Loan terms usually 6-12 months with extensions available.
Commercial and income properties also considered but not a primary focus
_____________________________________________________
SBA, Conduit, and A-Paper portfolio
commercial loans. $100K minimum for portfolio loans and $250K for SBA
programs. Pays up to 2% YSP to brokers for SBA and USDA loans. Also does
financing solutions for medical practices including equipment and
startup.
**** UPDATE October 14
- New Lender Summaries and Notes Added for Current Edition
The nation's leading Golf related
lender and loan servicer - lending every aspect of golf finance from
land and facility acquisition to construction, expansion and
refinancing. Golf course construction, Golf course acquisition, Golf
course refinancing, Debt consolidation, Golf facility expansion, Golf
club membership financing, Golf loan/portfolio servicing.
______________________________________________
Private portfolio lender providing
financing for the construction of single-family homes. Directly fund and
service short-term residential construction loans. No long term
financing - only construction draws. Owner Occupied and Non-Owner
Available - lend in 30+ states. Will also consider completion loans
where most banks will not. SISA programs available in certain cases.
________________________________________________
Direct lender and servicer of Florida
hard money loans up to 60% LTV. Hi-rise condos are OK. Foreign
Nationals, Purchase, Cash-out, Residential, Commercial, Investor,
Owner-Occ. As low as 50K - Make sense loans - must call directly for
details..
_____________________________________________________
Direct private hard money and loan
lender in California - Provides equity based lending and loans for real
estate property and sub prime money borrowers who do not meet the
stringent requirements of conventional underwriting guidelines. SISA
programs up to 60% available. All property types and scenarios
considered. 1st, 2nd, 3rd trust deeds OK - cross-collateral OK.
**** UPDATE September 4
- New Lender Summaries and Notes Added for Current Edition
A recognized leader in providing church
mortgages, church loans and school financings, as well as financing for
non-profit organizations. Serve some of America's largest ministries as
well as many schools, colleges and universities. Bond offerings, Letters
of Credit, and Tax Exempt Financing as well. Also have a medical
division doing hospitals, healthcare facilities, senior living, and
renewable energy. Over $4 billion underwritten in last two years.
______________________________________________
Specialize in financing the acquisition
and remediation of contaminated at-risk land parcels commonly known as
brownfields. Set-up to work with brokers, borrowers, and state
regulators in efficiently and comprehensively assessing the various
environmental risks and issues. Have evaluated projects with nearly
every imaginable form of contamination, including exotic contaminants
such as Unexploded Ordinance (UXO) or Munitions and Explosives of
Concern (MEC). Examples of land contamination challenges we have
encountered include:
• Petroleum Hydrocarbons • Pesticides/PCBs • Cyanide Wastes • Flammable
Solvents • Asbestos • Landfills • Mining waste • Underground Storage
Tanks • Priority Pollutant Metals
________________________________________________
Direct portfolio bridge lender - Small
Bridge Program $25K - $2M up to 65% LTV up to 100% CLTV possible - Jumbo
Bridge $2M - $50M up to 80% LTV up to 85% CLTV possible.
No land, development or ground up construction. Also buys distressed
assets and notes - including builder close-outs, unfinished build-outs,
REO's from individuals and institutions.
_____________________________________________________
Northeast US, Eastern Seaboard, and
other Major Metro Areas. $200K - $10M - 6 months - 2 years, Interest
Only, 7%-14%
First Mortgage, Second Mortgage, Assignment of Equity or General
Partnership Interest, Preferred Equity -- Non-Recourse is possible -
Commercial Only. Design financing program to achieve stabilization.
Lending division of one of the largest privately owned property owners
in the US.
**** UPDATE July 14 -
New Lender Summaries and Notes Added for Current Edition
Florida state wide mortgage lender
specializing in loans from $200,000 up to $4,000,000. Portfolio lender -
in-house decisions - all scenarios considered (including blanket liens
and partially completed construction) except raw land and ground-up
construction. Loan programs that can be fixed up to five years with
amortization schedules up to 30 years. Offer programs with interest only
payments for three years on owner-occupied and investment owned
properties. Flexible underwriting, can offer alternatives to the “fully
documented” methods of most traditional lenders.
______________________________________________
Offers bridge, mezzanine and preferred
equity financing - generally $2M and up. Niche is re-positioning
cash-flowing properties that are not up to potential. Could go up to 90%
of "as-is" with income properties with an exit strategy of 75-80% at
1.20 DSCR with bridge program. Will consider mezzanine positions up to
90% as well. No land or special use at this time.
________________________________________________
The flexibility and personal touch of a
small bank coupled with the resources of a large money-center bank.
Provide credit facilities such as Acquisition, Development/Construction,
Refinancing and Repositioning for transactions throughout California and
the Western States including:
Also offer specialized financing for sophisticated developers and
investors for projects such as:
Syndication on Large Projects
Master Development Credit Line Facilities
Retail Box
Gas Station & Mini-Mart Service Stations
Tract Homes
Community Redevelopment
Affordable/Senior Housing Development
Tax Credit Projects
_____________________________________________________
Private commercial lender with the
ability to close and fund deals quickly.
$1M - $25M for Existing Commercial Properties - up to 75% LTV - 3 month
to 3 year terms
Development Loans starting at $10M - Non Recourse - No payments during
construction - 15% Equity required to be considered
**** UPDATE June 22 -
New Lender Summaries and Notes Added for Current Edition
Direct Lender and servicer since 1998
in CA, OR, WA, TX currently. The assets we underwrite trust deed loans
on are condos, multi-unit residential (non-owner occupied), entitled
lots, commercial buildings, unimproved land, and non-owner occupied
single-family residences. Loans include purchase money loans, refinance
loans, construction loans, rehab loans, and bridge financing loans. We
do not underwrite unsecured business loans or personal loans. Loan
programs typically fit the following criteria
Interest-only payments with a balloon payment at maturity
Fixed rate
12- to 36-month term
First- or second-deed position only
50% loan-to-value (LTV) on land
65% LTV on commercial
75% LTV on residential
Personally guaranteed by borrower
No covered loans
No owner-occupied loans
______________________________________________
We provide construction and interim
loans, permanent mortgage finance, equity capital and investment banking
nationwide. We finance over $20 billion annually through offices located
in 36 major U.S. markets. Let us help you acquire, develop and/or
refinance your commercial and residential property. Very big player in
the medical/hospital/healthcare field starting at $3M. All income
producing commercial property types considered - other financial
services including debt, equity, and mezz structures - also and
note/debt investment available starting at $1M
________________________________________________
Through our Structured Financing
Programs, customers may obtain up to 100 percent financing for equipment
and installation. No down payment is required. Our Program allows you
the flexibility to:
Select the equipment and manufacturer
Use the equipment
Retain working capital during the lease period
Purchase the equipment at the end of the lease
We offer an array of traditional,
specialty, and tax-exempt financial products tailored to meet the needs
of Vendors and Suppliers and their End-User Government and Commercial
customers.
Direct bridge lender based in NY metro
area. Nationwide lending 500K-$20M. We provide capital to borrowers who
are experiencing liquidity constraints, as well as those who are looking
to take advantage of time-sensitive opportunities and by enabling our
borrowers to capitalize on opportunities that have arisen within the
commercial real estate market during the downturn. 1-3 year terms, up to
75% - Acquisitions - Refinancing - Upgrading - Repositioning - Cash Out
Purposes
**** UPDATE May 7 - New
Lender Summaries and Notes Added for Current Edition
Specialty real estate finance company
focused on originating short term first mortgage bridge, mezzanine and
construction loans, and in limited cases investing preferred equity in
real estate projects. Typical deals range in size from $1 Million to $15
Million and are for a term of 12-24 months. For our senior loans we will
finance up to 65% loan to value and our mezzanine loans we will finance
to 80% loan to value. Rates as low as 10% - Interest Only - Most
property types considered.
______________________________________________
A partnership of credit unions across
the country that fund commercial real estate loans. Offer the
flexibility in terms you expect in a small community bank with the
lending power of a large national financial institution. Our network of
participants allows us to fund loans from $500,000 to $10,000,000 in a
process that is seamless to your client. Rates range from 6.50% -7.50%.
No single tenant, restaurants, gas stations or special purpose. We can
lend in most states and can do loans from $500,000 up to $10,000,000 -
Up to 30 year amortization with no prepayment penalties. Works with
brokers and protects agreements. Office, Retail and Industrial
properties, Self Storage, Hospitality, Multi-Family, Owner Occupied,
Healthcare. If the deal makes sense, we can fund it.
________________________________________________
Commercial, Multifamily, Construction,
Hospitality, SBA and more. Up to 90% CLTV. Minimum 500K loan amount.
Also works with banks/lenders to refinance loans that they want off
their books. 80% max for cash-out. Generally like to see stabilized
properties. YSP available on some programs.
A direct lender that originates
high-yield bridge loans, mezzanine loans, and invests directly in real
estate through preferred equity investments with qualified local
partners throughout the United States. Specializing in small-medium
balance debt opportunities ($1,000,000 - $15,000,000) and select joint
venture equity participations with owners, operators and developers
throughout the nation.
Near-term closings possible (2-3 weeks)
Up to 80% LTV
Commercial property, land acquisitions and refinance
Renovation and Rehab Loans
Loan terms from 6 months-3 years
Distressed/Opportunity Purchases
**** UPDATE - April 3 -
New Lenders and Notes Added for Current Edition
Direct Lender since 1996 - Current Hot
Spot is Colorado income producing property - although they have done
construction and land in the western United States in the past. $500K -
$3M -- Website and product info has expanded guidelines (up to $10M) -
but currently focusing on Colorado.
______________________________________________
Direct Lender - 1-4 unit residential
properties - Most of Western US (licensing map on website) - 55% LTV Max
- need to show some form of ability to repay - 3 months bank statements
are OK - all loans are 5/25 - No FICO requirements - 50% DTI - NOO and
Primary Allowed - BK/FC Bailout OK
________________________________________________
All of New England -$25K to $5M -
Business or Investment Purposes Only - Will consider 1st/2nd liens,
acquisition, construction, note buyouts, lines of credit. Additional
services include - Distressed Project Repositioning, Bankruptcy and
Foreclosure Prevention and Workouts, Partnership and Estate Buyouts,
Vacant and Non-income producing properties, Tax and other Lien Removal,
Debt Consolidation. Generally 60% LTV - exceptions up to 70% - terms
3-24 months.
Portfolio Lender on Multi-family
Properties - Local Decisions
Low, fixed interest rates.
Loans from $250,000 to $5 million and greater.
10 year terms with up to 30 year amortization
Quick closings and lower closing costs with minimal third-party reports.
Financing for manufactured housing parks and mixed-use properties.
WA, OR, ID, NV, UT, AZ, NM, TX
New Lenders Added March
09
Hawaii - 65% - will consider land at a
lower LTV
______________________________________________
California Only - Loan Amounts as low
as $5K - Direct Private Lender - Generous Referral Fees to Brokers and
Banks
________________________________________________
ALASKA - Customized Commercial Loans -
Amounts from $100,000 to $15 million - Terms from 3 to 20 years -
Interest rates vary according to risk - Joint financing with banks
allowed
Potential for equity investments in new or rapidly growing businesses
with great growth potential. A clear exit strategy is required.
Small balance commercial and
residential lending in Ohio. Up to 70% - also does rehab projects for
investors. NOO - only. Brokers protected AND pays referral fees… Buyer
must put at least 20% down.. 1st lien only - NO MINIMUM LOAN AMOUNT
New Lenders Added
Small portfolio California lender -
30K-150K. Does 2nds and HELOCS. California Only - 65% LTV - accepts
cross collateral also. Commercial and residential properties.
Privately funded with full control over
approval. Rates currently at 10-13% and 3 pts but subject to change.
Specialize in A&D and Construction. Will consider international projects
through strategic partnerships. Also has a line of oil and gas
products/specialty - sells crude oil directly.
____________________________________________
Loan amounts $10K-$4M - California Only
- Sells investments in trust deeds as well. 1st, 2nds, 3rds, 4ths… All
property types - churches, gas station, automotive, hotel, land ,etc…
Great for small deals.
Nationwide - loan amounts from $25K -
based upon the value of the real estate or collateral anchoring the loan
without regard to the borrowers income, employment, assets, credit
scores or tax returns. Offer 30 year fixed, 10 year fixed, and 5 year
fixed amortization schedules. Interest only programs and some 2-3 year
arms are available as well. All property types looked at.
New Lenders Added
Direct Hard Money ---
Does Residential in KY, OH, FL, IN and maybe others around KY. Will
consider commercial properties in KY and FL as well… Good outlet for
smaller loans (50K) that most lenders won't touch in those areas.
Local Hard Money -
Concentrates on VA, MD, DC area. Hard Money Loans for Real Estate
Investors --- Residential / Commercial / Land / New Construction - 6-12
month balloon - no prepay - uses ARV for properties that need repairs.
Also will consider joint venture for land development deals.
Bank type financing
without the red-tape. $1M-$15M up to 80% LTV. Bank/Conduit type rates
with flexibility on prepays, recourse, defeasence, escrows, etc… Owner
Occupied Allowed, Short/Long term leases allowed. Various fixed terms
and amortizations. Written commitment to fund in 15 days of completed
loan package.
Has assisted real
estate developers, builders, and mortgage brokers in the northeast
region for more than 35 years. Direct lender - six months to three
years. Over 35 years of Professional Service -Loans from $100,000 to
$5,000,000 -Land Loans -Land Acquisition and Development -Single Family
Construction -Multifamily Construction -Subdivisions -Townhouse
developments -Condo Conversions -Cash Out (no primary residences) -DIP
Financing -Bridge Financing
New Lenders Added
Local Hard Money - Wash DC, VA, MD
$500K minimum - NJ,PA,DE,WV - $2M minimum - Commercial and non-owner
occupied only. No upfront fees, good rates, no prepay - no appraisals -
brokers always protected.
Mostly Residential Rehab - can go over
70% ARV - Good, informative website. Need 600 scores and three months
reserves but very borrower/investor friendly. Concentrated in Atlanta
but considers Alabama, California ,Florida ,Georgia, Illinois, Indiana,
Kansas, Maryland, Minnesota, Mississippi, Missouri ,North Carolina
,Oklahoma ,Tennessee ,Texas ,Washington as available states
New Lenders Added
Florida based Private Lender -
Commercial/Multifamily - all of Florida LTV 65% -- Residential in select
areas of Florida (Dade, Broward, Palm Beach, Rolando, Jax, Tampa/St.
Pete, Naples, Monroe). Up to 60% LTV. Collections, BK, Cash-out,
Foreclosure, Flips/ARV - All OK. Simple matrix available.
Private / hard money lender based in
XXX XXXX, Texas with more than 25 years experience in the mortgage
business. Direct private / hard money lender with full underwriting
authority and service 100% of our loans. Loan approvals have emphasis on
EQUITY, not credit and income documentation. Lend on properties in
Texas, primarily in the Central and South Texas areas. Fixed Rates
available - $50K - $500K - higher on an exception basis.
SPECIAL
ADVERTISER SECTION
The
advertisers below may NOT be included in our proprietary database. They are
paying for their listing in this section because of the focused traffic that
this website generates and they know that MOST brokers will jump at the chance
to try any 'free' links. Inclusion in the database is an entirely separate
process as repeatedly stated above and is in NO WAY connected to any paid
advertising. CLQ makes no endorsements on their behalf, you are urged to do
your own due diligence. If you are interested in advertising in this space -
please contact us below.
EASILY BORROW UP TO
$1 MILLION IN
LESS THAN 7
DAYS WITH NO CREDIT
CHECK, NO COLLATERAL,
NO PROOF OF INCOME, NO INTERESTS FEES, AND
ABSOLUTELY NO
TURNDOWNS.....100% PAIN FREE!
Over $10 MILLION in loans PAID out in 2009 with PROOF!
That's a tough one but we have some
LENDERS that will consider it! Those lenders alone could be worth tens of
thousands in commissions! And some AREN'T Hard Money Lenders - they are BANKS!
Have a
land loan?
We have over 25 lenders that will
consider land.
What
about a church loan?
We have another 25 that will
consider churches.
What
about a lender that will use alternate collateral - like planes, yachts, notes,
or securities?
They are in the database as well.
Including several that will do stock loans in lieu of a down payment!
Need a
lender that specializes in import/export financing, letters of credit, and
receivables - in Central/South America?
There are a handful of them and they
are in the database.
What
about a lender that only does small motel/hotels ($200K - $2.5M) in the midwest?
YES - there is one!
How about a bank
(that works with brokers) in the Northeast that acts like a hard money lender -
with programs like this --- NO PROPERTY SEASONING required. We can lend on FULL
APPRAISED VALUE - even on a purchase - blanket loans available, family transfers
OK --- DE,FL,MD,NJ,NY,PA...?
Full appraised value and BLANKET
loans - take that lender program to the next real estate investment club meeting
and see how many clients you get.
What about some
lenders that consider alternate projects - like film/movie production?
Got a couple and they are in the
database.
What about a
private lender that will do 2nds, - even 3rds - and yes -- 4ths?
We have many that do 2nds - and one
that does 3rds and 4ths!
Want to 'win' a
church deal - how about offering them a loan where the parishioners can buys
bonds (and earn interest) to finance their own church? Pay interest to the bank
or to your own members?
Its a win/win and we have the
lender(s) that will put it together!
What about
lenders that specialize in gas stations, used car lots, car washes, and car wash
equipment?
Talk about a hard to fill niche.
They are in the database.
What about
properties with environmental issues?
Yes - there are lenders that
SPECIALIZE in environmentally challenged properties.
What else is
there?
Hard money, SBA Specialists, Medical
Offices, Construction, Stock Loans, Factoring, Unsecured Lines of Credit, Joint
Venture, Equity Partners, Stand by Letters of Credit, Energy, Drilling Rigs,
Precious Stones, etc... --- they are in the database also.
Why is
our database different than you see from all the other sources?
It comes in an easy to use and sortable excel
format -- not a PDF -- the database becomes yours to modify, sort, add notes and
comments as you please (but not to distribute).
Also -
THIS IS NOT A SPONSOR OR ADVERTISING DRIVEN DATABASE.
Those lists are garbage
because they highlight and glorify the advertisers! We also draw on our own
personal experience when evaluating a lender's inclusion in this list. Only the
FACTS are allowed in our DATABASE...
WHAT YOU RECEIVE FROM
COMMLENDERQUEST
The database includes
the following:
Lender Name
(currently 335+)
Contact Info
including Website (if one exists)
Phone
Address
Lending Niches
A short "Programs,
Niches, and Brief Overview" section that gives some details about their
programs or company
Here are more samples of
some of the information provided in the "Brief Overview" section ---
Church loans that are just outside the box - As
high as 4 times revenue and could go to 80% LTV. Good rates. $500K
minimum as of this writing -- Also have other 'church related'
products - bridge loans, capital campaigns. Reps are regional --
call the main office or go to website
Global commercial funding. Joint Venture
Specialist. Developer loans in all of North, Central, and South
America - Generally likes loans from $1M to $2B. - energy loans
from $50M to $200M - Likes large hotels, resorts, and other big
projects
Direct Lender, immediate funds available up to
$7M. All property types and situations considered. Use appraised
value not sale price. Minimums: WA $40K, OR $200K, CA $400K,
AK,AZ,CO,HI,ID,NV,NM $500K.
Portfolio all loans so will consider cross
collateralizing. Office Buildings, Strip Centers, Light -
Industrial, Auto Body and Auto Repair, Churches: Use disposable
income and ltv. Rehab loans available. Max ltv refi 70% purchase
75%. Loan amounts $50K - $6M some loans higher on an exception
basis. California bank that does un-bank like loans.
Can do personal as well as business Lines of
Credit - Its unsecured and only based off of credit. - These are
credit history driven - Try to do pre approvals in 3-4 business days
and funding in 5-10.
Privately-owned, equity-based lender which
specializes in lending to borrowers who require fast closings and/or
have credit issues. Loans are usually funded within two business
days from receipt of documents. We fund bridge and medium-term loans
that range between $100,000 and $1,500,000. We offer two loan
programs; both have a maximum Loan-to-Value of 50% and repayment
terms of Interest-Only, principal due at maturity --
VA,DC,MD,DE,NC,GA,SC,FL
Small Commercial & Investor loans 50k -1,000,000
ARV's REHABS/ Lending in PA, NJ, DE, MD & FL
Portfolio lender - flexible and competitive on
multi-family and multi-tenant office and retail - Really like
existing multifamily properties from $500K- $30M (permanent and
bridge) and existing retail and office properties from $750K-$30M (
permanent and bridge). Have done blanket loans - bridge/rehab loans
for multifamily properties from $500K- $30MM -- does not like
out-of-state landlords without significant experience. Also has an
entertainment (movie, etc...) division
Bank that does churches, farms, bridge loans,
medical, etc…
International trade financing--- import/export, SBLC's, foreign
exchanges, working capital
Lines of Credit for Medical Practices - 500K -
$5M - Currently Limited to Northeast. Quick Decisions
International loans and miscellaneous asset types
such as yachts, airplanes, movies, precious stones, drilling rigs,
etc...
$1M and up - Private lender that specializes in
in short term bridge loans for land development projects. Developed
Parcels and Lots, Entitled Land ,Raw Land, Commercial Buildings,
Income Producing Properties. No interest payments no prepay
penalties. An attractive alternative to an equity partner,
especially for early stage developments
Bank that does lots of property types. Churches,
gas, auto body, trailer parks, land, apts, car washes, motels,
storage facilities, more… CA focused - $100K-$3.5M Not FICO driven,
very broker friendly
NON TRADITIONAL Creative Equity Lender for loans
in California. Will do 2nds, 3rds, and 4ths if the equity is there.
$300K to $5M --- specialty is gas stations, car
washes, auto rentals/lots, finances car wash equipment - direct
lender nationwide
Land! Land! Land! Land! -- Loans from $150,000 to
$3,200,000 - 1-3 Year Balloon - 40-50% LTV - No Doc/Stated Programs
- No Pre-payment Penalty - Interest-only - NATIONWIDE -- CLTV
allowed
Local Texas bank that offers a lot of financing
options - loans as low as $5K - letters of credit - etc… Texas land
loans
Unconventional loans $500K- $20M. Low credit
scores OK. They will cross-collateralize and try every way possible
to close loans. National Bank that is very broker friendly. If you
can't get it done anywhere - try them
Colorado and Rocky Mountain Region only.
$200K-$3.5M. Uses fair market value NOT quick sale value. Uses
appraised value NOT contract price for higher loan amounts than
traditional. In business 30+ years.
Did you like that sample?
Keep in mind there are over 300 like it to help you place any loan scenario that
comes across your desk!
This database will let
you find loan programs that you didn't know existed and market them exclusively
and help you to increase your business.
This database also comes with
INSTRUCTIONS – a six page word document that explains how you should use this
database to maximize its effectiveness so it can become an integral part of
your business.
FAQ’s
Why should I pay
for your database when I can search the internet for free?
First of all - answer this
question honestly - Have you EVER closed a loan with a lender as a direct result
of free information that you found on a 'message board' or from the results of a
search? Have you? That's why it's free...
Second - Not every lender
– especially the good local ones – have a great internet presence – some
actually prefer not to and it is usually because they do not want to be
bombarded with phone calls and emails from someone ‘surfing the net’. Some
institutions do not even advertise that they will lend money (hedge funds,
private equity, the millionaire down the street) – but we know they do if you
get to the correct person.
Third -What is your time
worth? Spending hours having your assistant or yourself calling and searching
the internet is unproductive, and STOP telling yourself you are 'working' when
you are doing this. Now your assistant can call referral sources instead -
attorneys, realtors, accountants, other brokers, AND MAKE YOU MONEY INSTEAD OF
COSTING YOU MONEY. Most searches and message boards end up with the same handful
of advertisers and other brokers. Certainly that time would be better spent
getting new clients.
I only need one
lender for "xyz" scenario - do you sell just parts of the database?
Unfortunately, no. It would take
more effort (and thus should cost more) for us to separate out parts of the list
and many lenders are in more than one niche. Even if you just need a 'church'
lender - just think of it as you are getting the other 250+ lenders for free.
I have a lot of
lenders already – why do I need more?
If you aren’t constantly
searching for new funding sources or you rely on a handful of people – you are
crippling your business. Most people that do that wind up co-brokering loans
with someone who actually has multiple sources. Now you can be that go-to
broker who has all the sources and programs – you could potentially
double or triple your business. For instance - once you learn the
parameters of the residential blanket loans, you can market them exclusively to
real estate investors.
I do mostly
residential loans or I am a realtor/accountant/attorney - will this database
help me?
First of all you have instantly
become a commercial broker (no license required) and you should advertise that
fact immediately. Watch your phone start to ring! Also - some
commercial (especially hard money) lenders will also dabble in residential loans
on a regional basis. If lenders will consider residential properties (you may
need a license), it is noted on the list.
What support do
you provide?
We will issue updates and
corrections when we get them. We are constantly adding to and modifying the
database as we go and will offer updates. We encourage feedback as well.
Who are you?
We are a consulting entity with a
combined 25 years of commercial and residential brokering experience.
Are you
compensated by the lenders that are in the database?
No,No,No–
that’s what makes this database special. Actually most lenders probably would
not want to be in this database considering the amount of phone calls it might
generate. This list is completely sortable – so no lender has any positional
preference. We also include any general feedback regarding a lender and any
thoughts from our own experiences.
I'm a lender - can
I get included in your database?
Maybe - send us an email using
the link below. Be prepared to verify all of your information and lending
programs and prove you are a direct lender - or - offer a substantially unique
service/product.
Want to advertise
on Commercial Lender Quest?
This page gets visited VERY
frequently by a VERY captive audience - brokers and borrowers seeking lenders.
A GREAT way to increase exposure if you are a lender rep or a broker that has
access to unique products. EMAIL us below for advertising information.
There are some databases
or clubs that are selling similar, but not nearly as extensive, lists for $2000
- $3000 --- AND they have often cut side deals with the lenders on their list
to inflate their fees to kick-back some of the proceeds! We receive NO
compensation from anyone on this database.
Think of it this way,
placing one loan that you couldn't place before WILL PAY FOR THIS DATABASE
FIFTY TIMES OVER!
Brokers - this is
less than your average night out to dinner! Think about that when deciding if
this database could help you.
Borrowers/Investors -
the average broker will charge 2-4 points on a commercial loan - for
only $79 - now you
can save tens of thousands in broker fees by going directly to the lenders.
Think about that.
Commercial mortgage brokering is a cut-throat
business - the longer you wait the better the chance that someone else
will find a lender for that file sitting on your desk and CUT YOU OUT OF
YOUR COMMISSION! - even the guy/girl in your office. There is only one way
to guarantee this doesn't happen - be the END broker and control the deal.
Order NOW before the price goes higher. Also - if you order at the current
price you will receive free updates for six months, including emails with
any new, innovative lenders or loan programs.
Current price is only $79.99 -- You do NOT need to have a Paypal
Account to purchase.
Once your email address and payment have been confirmed - you will receive
both documents via email. The email address you provide during checkout will be
the one that the files are sent to.
By ordering via clicking above - purchaser agrees
that they have read the disclaimer below and agree to its terms. This purchase
is non-refundable as the information and format you will receive it in is
proprietary.
NOTE - Orders are processed MANUALLY, once the Paypal receipt has been
confirmed - your order will be sent via email. Most orders are processed during
the standard business hours 8AM-5PM EST. If you pay by e-check (not credit
card) - it may take several days for funds to clear.
If you are a webmaster and would like to include any links to/from this page
please contact via email below. If you would like permission to use any content
on this site or subsequent documents for any other purpose, please contact
below.
Disclaimer:
Inclusion on this list or in any subsequent
database or newsletter and or correspondence should not be construed or
interpreted as an endorsement or suggestion to contact and/or engage in a
business relationship with any of the parties mentioned. At the time of
publication all information contained within was deemed to be accurate but can
not be guaranteed. Publisher (JP Inc) is not responsible for its content.
These documents become property of the individual purchaser and may not be
reproduced, shared, or redistributed to any other entity or person without the
consent of the publisher. Publisher may seek damages for any violation per
occurrence from the subscriber. Copyright 2012 JP Inc.
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